Welcome to a home that has been lovingly cared for and proudly maintained by just two owners! Offering 4 bedrooms, 3 full bathrooms, and multiple living spaces across three finished levels, this home provides plenty of room to spread out, gather together, and enjoy everyday living. Comfortable bedroom sizes and a versatile floor plan offer flexibility for a variety of lifestyles. The fourth level features an unfinished basement, ready for the next owner to bring their vision to life and create a space of their own. Pride of ownership shines through with numerous updates, including a newer roof, garage door, water heater, sump pump, water softener, carpeting, and more! Nestled in a wonderful neighborhood with convenient access to all that Carmel has to offer, this home combines comfort, space, and a location you'll love. Come take a tour and imagine making it your own! [NOTE: The fourth bedroom, family room and laundry room are on the lower level of the tri-level.]