An extremely rare offering in the gated Bay Landing community on Eagle Creek Reservoir, this stunning home combines luxury, comfort, and the ultimate lake lifestyle with a deeded dock and pontoon boat included. Offering 4,460 square feet, this ranch with a finished partial basement provides 4 bedrooms, 4.5 bathrooms, and a main-level office with closet, designed for both daily living and entertaining. Each of the three main-level bedrooms includes its own private bath, while the master suite is a true retreat, opening directly to the backyard deck and pool, and featuring tray ceilings, a walk-in closet, and an updated spa-inspired bath with tiled shower, dual vanities, soaking tub, and new flooring. The gourmet kitchen includes granite countertops, tile backsplash, gas cooktop, stainless steel appliances, built-in oven, and abundant cabinet space, flowing seamlessly into the great room and living room with a dramatic three-sided gas fireplace. A formal dining room adds elegant space for gatherings. The lower level offers a rec/living area with daylight windows, gas fireplace, bedroom, full bath, ample storage, and updated flooring and carpet. Outdoors, multiple tiered decks overlook the heated inground pool and fenced backyard with sprinkler system, creating an inviting oasis for relaxation and entertainment. An oversized three-car garage with high ceilings and storage racks provides plenty of space for vehicles and lake toys. Just steps from the front door, a private walking path maintained by the HOA leads to Eagle Creek and the docks, making access to the water effortless. Rarely does a property combine this level of home quality with such extraordinary amenities-lake access, deeded dock, pontoon boat, pool, and proximity to Eagle Creek Park, trails, and all Indianapolis conveniences-making this a one-of-a-kind opportunity you will not want to miss.