BIG NEWS! MORE FINISHED LIVING SPACE AND AN INCREDIBLE BUYER INCENTIVE - CLOSING COSTS - LOWER INTEREST RATE**! If you've been searching for an affordable home in the highly desirable Yorktown School District, this is an opportunity you won't want to miss! The seller is making a major improvement by finishing the previously unfinished upstairs, bringing this charming 3-bedroom, 1-bath home to approximately 1,798 square feet of finished living space upon completion! That's an additional 523 square feet to enjoy! Inside, you'll find a spacious living room with a wood-burning fireplace, convenient main-level laundry, and a flexible layout with room to make it your own. Outside, enjoy a detached garage and a convenient in-town location close to schools, parks, shopping, and dining. ***BUT HERE'S WHAT REALLY SETS THIS HOME APART! The seller is offering concessions that could be used toward a 3-2-1 temporary interest rate buydown or eligible closing costs! A lender's illustrative financing scenario shows a potential first-year interest rate of 4.875%, followed by 5.875% in year two and 6.875% in year three, before returning to the 7.875% note rate in year four. Imagine getting MORE finished living space in Yorktown while potentially enjoying LOWER initial mortgage payments! This home offers a combination of location, affordability, improvements, and financial incentives that's hard to overlook. Take advantage of this exciting opportunity! Upstairs finishing work is underway; projected finished square footage is subject to verification. Financing example is not a current rate quote. Rates, concessions, and loan terms are subject to change, lender approval, and buyer qualification. Buyers may use the lender of their choice.