Nestled on a picturesque .8-acre tree-lined lot, this two-story brick composite home with a three-car side-load garage offers timeless elegance, generous space, and exceptional livability-along with a wonderful opportunity to update and personalize to your own style. The dramatic two-story foyer with rich hardwood floors welcomes you inside. The expansive living room, complete with a charming window seat, flows effortlessly into the formal dining room with a beautiful bay window-an ideal setting for gatherings. The impressive family room showcases extensive custom built-ins, a coffered ceiling, crown molding, and a striking brick wood-burning fireplace. The spacious breakfast area with built-in pantry opens to a screened porch and deck, creating the perfect retreat for warm summer evenings. The generous kitchen offers double ovens, an electric cooktop, and an oversized center island designed for entertaining-ready for your vision and finishing touches to truly make it your own. The main level also includes a bedroom and full bath-perfect for guests or multi-generational living-along with an extraordinary laundry room offering abundant built-ins, two desk areas, a backup refrigerator, and additional closet storage. Upstairs, four spacious bedrooms provide comfort and flexibility. The Jack-and-Jill bath offers convenient dual access, while the spacious primary suite is a true retreat, complete with a private library/sitting room featuring an entire wall of custom bookcases. The spa-like ensuite bath boasts dual vanities, a whirlpool tub, and a separate shower-another opportunity to create a custom sanctuary tailored to your taste. The finished lower level expands your living space with a private office or exercise room, a large recreation/media room with daylight windows, extensive built-ins, and a wet bar. A sixth bedroom and full bath complete the finished area. Located in the heart of Carmel near top rated schools, dining and retail.