Welcome to this stunning 4-bedroom, 2.5-bathroom Carmel home situated on a 0.69 lot with NO HOA! Tons of space both inside and out. This home combines modern aesthetics with practical functionality. Curb appeal galore with its covered front porch, mature trees that surround the property, and long concrete driveway. Inside, you'll find an open concept floor plan, updated kitchen/bathrooms, and hardwoods throughout. Enjoy cooking in the large eat-in kitchen complete with tons of cabinet space, stainless steel appliances, center island, and pantry. Cozy fireplace in family room. Additional entertaining space with dry bar on the other side of the home. Large laundry/mudroom space, plus a den that makes for the perfect office or playroom. Upstairs, you'll find the primary bedroom with ensuite and 3 nicely size bedrooms with ample closet space. The oversized 2-car garage with a bump out provides additional space for storage, workshop, or home gym. Outside, indulge in the tranquility of the backyard oasis with a large gravel patio/firepit area, mature frees, and an inviting creek. This property is a nature lover's dream! Don't miss your chance to own this unique property! NO HOA.