**0% DOWN USDA FINANCING ELIGIBLE & ASSUMABLE MORTGAGE WITH A 3.25% INTEREST RATE!** Take advantage of two incredible financing opportunities with this beautifully updated, move-in-ready 2-bedroom, 1-bath brick ranch located on a quiet dead-end lane in the desirable St. Philip's area of Posey County! Qualified buyers may be eligible for 100% USDA financing with NO DOWN PAYMENT, or the opportunity to assume the existing mortgage at an attractive 3.25% interest rate, subject to lender approval and assumption requirements. Situated just off St. Philip's and Copperline Road, this charming home offers peaceful country-style living with a West Side Evansville address, just minutes from USI, shopping, dining, and everyday conveniences. Inside, you'll find numerous updates, including new flooring, new kitchen layout design and added cabinetry, Roof, tankless water heater, fresh interior and exterior paint, modern fixtures, and additional improvements throughout. A NEWLY ADDED DRIVEWAY provides even more convenience for family and friends to visit. Step outside to your own private backyard retreat featuring a privacy fence, above-ground pool, and spacious deck perfect for summer gatherings, grilling, or relaxing. An oversized yard barn offers plenty of additional storage for tools, lawn equipment, and hobbies. Enjoy the charm of the St. Philip's community with nearby favorites including St. Philip's Inn, Zaps Tavern, and the Funkhouser American Legion. Located within the highly desirable MSD of North Posey County School District, this property combines location, modern updates, outdoor entertainment, and exceptional financing opportunities. Whether you're a first-time buyer, downsizing, or simply looking for an affordable, move-in-ready home, this property checks all the boxes! With potential 0% down USDA financing OR an assumable mortgage at just 3.25%, opportunities like this are hard to find!