Welcome home! To this beautifully maintained one-owner ranch with a loft in the highly desirable Bay Creek at Geist community, located within the Mt. Vernon School District. Built in 2017, this home offers the perfect combination of modern construction, thoughtful design, and low-maintenance peace of mind, with the roof and all major mechanicals less than 10 years old. Featuring 4 bedrooms and a flexible loft layout, the home has been meticulously cared for and is truly move-in ready, including professional cleaning and freshly cleaned carpets. The open and inviting floor plan is filled with abundant natural light, creating a warm and welcoming atmosphere throughout. A cozy fireplace anchors the main living space, making it the perfect place to gather and unwind. The oversized loft provides exceptional versatility and can function as a fourth bedroom, guest retreat, home office, playroom, media room, or additional living space to fit your lifestyle. A 3-car garage offers ample room for vehicles, storage, and hobbies. Step outside and discover what truly makes this property special. The covered back porch overlooks a backyard framed by mature trees, creating a peaceful and private retreat. With no neighbors behind, you'll enjoy a rare sense of serenity and seclusion while still benefiting from neighborhood living. Ideally situated at the corner of 96th Street and Olio Road, this home offers incredible convenience to shopping, dining, everyday amenities, and Geist Reservoir, all while being tucked away in a quiet, sought-after community. A rare opportunity to own a meticulously maintained, move-in-ready home in one of the area's most desirable locations.