Gracefully set within the prestigious gated community of Summerlakes, 9889 Summerlakes offers an exceptional opportunity to enjoy refined waterfront living on nearly an acre along one of the neighborhood's largest lakes, featuring two bedrooms on the main level-including the primary suite-and two additional bedrooms in the walkout lower level. From the moment you enter the marble foyer, soaring ceilings and expansive windows frame breathtaking water views and fill the home with natural light. Thoughtfully renovated by the current owners, the home showcases a beautifully updated white kitchen with quartz countertops, newly finished hardwood floors throughout the main level, and a stunning brand-new primary bath. The main-floor primary suite offers a private sitting room and two walk-in closets, creating a peaceful retreat overlooking the lake. The walkout lower level provides additional living and entertaining space with built-ins and an entertainment area, ideal for hosting guests or extended family. A screened-in porch and wood deck extend the living space outdoors, offering serene lake views and abundant southern sunlight. With custom woodwork, elegant details, and a setting that captures the beauty of the water, this distinctive home offers privacy, character, and convenience-just minutes from Carmel's award-winning schools, premier shopping, restaurants, and medical facilities.