This house comes with a REDUCED RATE as low as 4.750% (APR 5.637%) as of 6/15/2026 through List & Lock(TM). This is a seller paid rate buy-down that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. This charming home offers flexible living space, easy access to downtown, and a fantastic backyard escape. The 4 bed, 2 bath home on a corner lot has upper and lower level entrances, two kitchens, and a fourth room that could be an office or 4th bedroom by adding an egress window, lending itself to a spacious single family home, multi-generational living, a duplex set up, or an Airbnb as an investment property. The main level has 3 bedrooms, a large eat-in kitchen, and a big bathroom with beautiful tile work. The lower level has a main living space, kitchen, full bath, and a potential bedroom (with added egress), office, library, or other space. The property has a 4 bedroom, 3 occupant HAND permit issued. As you enter the back yard, you find plenty of space for your urban oasis, complete with a koi pond, a quaint gazebo, and a one car detached garage with a carport. This home is situated in the heart of downtown with quick access to IU, coffee shops, Switchyard Park and the B-Line, and all the perks of the local food and arts scene. If you want the convenience of walkability with the escape of a quiet backyard retreat, this is the gem you've been waiting for.